Financing FAQ

Posted on Saturday, 7th January 2012 by admin

The best credit card offers are used for transferring the balance from one credit card to a new credit card. By taking advantage of this process, you can combine all your credit card debts accumulated. Each credit card has specific offers, so you’ll want to read each agreement carefully to be sure to get the benefits you want and need.

A major advantage of using a balance transfer is that you are generally offered an affordable introductory period. It is a time period that is specified at the outset that you pay 0% interest rate. Depending on the specific offer of the credit card company, the introductory period of 0% APR can last from six months to as long as eighteen months. This advantage can save consumers a lot of money. Read more…

Tags: Credit Cards
Comments (0)

Posted on Saturday, 21st January 2012 by Vanessa Miller

There are alternatives.

Created by: Business Degree

Jim Letourneau | Buffer |

Comments (0)

Posted on Friday, 20th January 2012 by Erin Jones

This past Sunday afternoon I had the pleasure of being on the judges panel at the NYC Cleanweb Hackathon at NYU ITP. There were thirteen hacks presented to the judges. Of them, probably half had incorporated the “green button” for getting your utility data into their app.

The Green Button is an initiative promoted by Aneesh Chopra, the CTO of the United States. In a speech last fall, he challenged the utility industry to come up with a simple way to allow consumers to access their utility data. Last week, three big California utilities announced they had made the Green Button available on their websites.

And by sunday, the green button was in a half a dozen web and mobile apps that had been created over the weekend. This is the kind of innovation that gets me excited. The Green Button is like OAuth for energy data. It is a simple standard that the utlities can implement on one side and web/mobile deveopers can implement on the other side.

Read more…

Comments (0)

Posted on Thursday, 19th January 2012 by Emily Smith

InterTrader has launched a new online training course catering to spread traders of all levels.  Hosted by expert trader Steve Ruffley The Building Blocks of Trading consists of five two-hour sessions every Tuesday, starting on 17th January and finalising on February 14^th.

The training programme covers the fundamental aspects of trading, ranging from routine planning all the way down to trading psychology.  Attendants will be supplied with training material and Steve Ruffley will be available to respond to any questions during the sessions.

Course Schedule:

Title When Description Setting goals is a main part of life and also business. Devising a trading plan Tuesday 17th January is the key foundation Session 1 – Trading Plan 7.00-9.00 pm (GMT) of stock market trading. T Read more…

Tags: Blocks, Building Blocks
Comments (0)

Posted on Monday, 16th January 2012 by Emily Smith

THE decision by Standard & Poor’s (S&P) to lower the AAA ratings of France and Austria, and to downgrade seven other countries, Italy and Spain among them, earned a string of “Friday the 13^th” headlines this weekend. In truth, there is no new information in the downgrades. Do not look to S&P for contrarian thinking: the rationale for demoting France and the rest is both cogent and unsurprising (read more here).

But the moves do capture the shifting relationship between euro-zone states. The table below shows a snapshot of S&P ratings for euro-zone members at five-yearly intervals since 1995 (ie, before they became members and after). They broadly tell a story of upward mobility until the middle of the last decade, by which time all of the 17 current members of the single currency enjoyed ratings of A or above. All rich-world countries were being buoyed at this time by an apparently benign economic environment, of course, but the ratings also reflected narrowing gaps in the perceived creditworthiness of euro-area countries. This

Read more…

Comments (0)

Posted on Friday, 13th January 2012 by Vanessa Miller

Chase has once again gone above and beyond to better serve their credit card holders. This time, they have partnered up with Southwest Airlines to provide you an unmatched rewards program that will make you glad you opted to sign up for a Chase card.

So, whats the big announcement? Chase Ultimate Rewards points can now be transferred to Southwest Rapid Rewards points on a 1:1 ratio.

Still confused? Its simple: 1 Ultimate Reward point = 1 Southwest Rapid Rewards point. Plus, every 100 points is worth $1. Or, in other words, you can start using your Ultimate Rewards points toward airfare on Southwest Airlines. And when Southwest Airlines flies to 72 cities, 37 states and takes off with more than 3,400 flights per day, its no wonder many will want to jump on-board with this incredible offer.

The Ultimate Rewards Program, issued by Chase, earns you points on all your purchases, including day-to-day errands like groceries or gas.

Read more…

Tags: Rewards, Southwest Airlines
Comments (0)

Posted on Wednesday, 11th January 2012 by Erin Jones

As if choosing a college and moving away from home for the first time wasn’t stressful enough, many college students are also faced with the choice of getting their first credit cards and beginning to build their credit histories.  Many lenders offer credit cards designed with students in mind and relentlessly push new applications on the new students on campus.  While a student credit card can be a wonderful way for a college student to build a credit profile, there are some pitfalls for the unwary that can cost the student a lot of money over the long haul.  Here is one of the most important things to look for in a student credit card.

Before signing up for any credit card, it is important to know what the interest rate for the credit card would be.  A high interest rate means that you will spend more money for the purchases placed on the credit card, especially if you are not able to pay off the entire balance every month.  A credit card with a low interest rate will generally have a rate of less than 10% while a credit card with a high interest rate could be as high as 30%.  You should look for the student credit card with the lowest interest rate and the highest credit limit you qualify for.

Some student credit cards offer students an introductory interest rate of 5% or less in order to entice them into signing up for the credit card and using it for general purchases.  Unfortunately, after a set period of time, the interest rate increases dramatically and is applied to all future purchases that are made on the credit card.  Be sure to read the terms and conditions of the credit card application carefully so that you will know what the interest rate will be during the introductory period and after.

Tags: Card, Credit Card
Comments (0)