Tuesday, 22nd May 2012.

Posted on Wednesday, 23rd December 2009 by admin

The holiday season is in full swing and with it comes yet another reason for consumers to celebrate: data that confirm that the economy is indeed set for a sustained recovery come 2010.

Less Jobless Claims

For one, initial jobless claims fell to 452,000 for the week ended December 19, 2009, down 28,000 from the previous week’s levels. This is the lowest that claims for jobless benefits have gone since September 6, 2008, just weeks before the Lehman collapse which started the aggravation of the financial crisis. Figures from the Labor Department in Washington indicate a marked improvement from the 480,000 claims the prior week, and the 470,000 expected by many economists.

Rise in Orders for Durable Goods

Yet another sign of an improving economy is the report released by the Commerce Department showing that the demand for big-ticket durable goods in US factories increased in November. Not counting orders for the transportation industry which is said to be generally volatile, the surge was twice what analysts had forecasted. A

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Tags: Recovery, Sustained Recovery
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Posted on Wednesday, 23rd December 2009 by admin

A national survey conducted by the CNN/Opinion Research Corporation for the week of December 16 shows that despite the inroads that the government has made to stabilize the economy, 80% of Americans still think that it is still a long way off from recovery.

Better than Last Year

This dismal outlook, as disheartening as it may sound, is one that more individuals now share compared to the previous year. Last December, a good 13 points less than the current 80% of poll respondents rated the economy poor. However, 20% of the people surveyed are now satisfied with how the economy is going – 12 points higher than last year’s figures.

And the prospects for the coming year seem to look even better for most people. “The good news is that Americans remain optimistic, with 58% forecasting that the economy will be in good shape a year from now,” said Keating Holland, CNN Polling Director.

Where the respondent is based is being pinpointed as a major factor in his response. “Optimi

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Tags: Economy, Happy Economy
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Posted on Wednesday, 23rd December 2009 by admin

Captial Gains Tax is the tax charged on any income from the sale of an asset after August 1985. If your capital gains are more than your capital loss then you will owe tax for the difference and must be shown in the tax return for the year. When planning an estate one of the key considerations is how to minimize the effects of capital gains taxes. There are three ways to minimize the effects of capital gains tax when planning an estate. Remember to consult with your financial advisor before making any move.

Gifting

As of 2009 you are allowed to give up to $12,000 per year per person to as many people as you want. If a married couple chooses to split their gifts they can give up to $24,000 per year per person because they are doing so as two individual people. This amount is subject to change over time. The IRS also allows an additional gift of one million dollars in a persons lifetime without paying the gift tax.

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Tags: Captial Gains, Captial Gains Tax, Gains Tax, Tax
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Posted on Tuesday, 22nd December 2009 by admin

This is a busy time of year for everyone and the last thing on your mind is probably taking the time to complete a financial check up. However, the end of the year is one of the most important times to review your financial activity for the year and make sure you’re ready to get 2010 off to a good start. Many people make a lot of poor financial decisions during the holidays and they have to spend the next several months digging their way out of the hole that they have created for themselves. Taking a look at where you stand in these four areas could lead to better financial decisions in the days and weeks to come.

Family: Most people spend a lot of time with their family this time of year and it’s a natural time to think about the planning you’ve done to help take care of your family members financially if you’re in a position to do so. The end of the year is a great time to consider a gifting strategy not only for this year but for future years as well. Gifting

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Tags: Financial, Financial Review
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Posted on Tuesday, 22nd December 2009 by admin

Walgreen (WAG), a drugstore chain that competes with CVS Caremark (CVS) and Rite Aid (RAD), issued fiscal Q1 numbers on Monday. The growth rates were impressive.

Total sales were up 9.5%. Net income increased almost 20% to 49 cents per diluted share. Operational cash flow was higher by over three times. According to our earnings preview, analysts were expecting 48 cents per share. Of course, since there were restructuring charges included in the above per-share profit stat (equal to 3 cents per share), the beat is better than it looks. This was indeed a good quarter.

Same-store sales increased 4.9%. Front-end comparable sales increased 2.7%. With a drugstore chain, the latter metric is particularly important since it measures non-pharmacy transactions. We know that everyone needs prescriptions, but they have choices, obviously. They can go to other drugstores; they can even go to Wal-Mart (WMT). What plays a role in the decision process?

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Tags: Growth, Growth Q1
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Posted on Monday, 21st December 2009 by admin

If you have set attending college or university as one of your priorities for 2010, finding money for your tuition will be one of the major obstacles you will encounter. As colleges and universities continue to grapple with the reduced government support as a direct result of the financial crisis, universities have had to increase their fees to offset the gap left by budgetary support. This is then translated into more pressure on students who now have to seek out innovative ways of accessing funding to finance their higher education. Here we will discuss some sources of financial aid accessible to students for educational year 2010.

Free Application for Federal Student Aid

FAFSA offers students a variety of options through which they can gain assistance that can fund their higher education for 2010. To access these services, students must complete a FAFSA application by supplying information on themselves and their parents.

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Tags: 2010
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