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Midterm Elections: What’s at Stake for Small Businesses?

Posted on July 20th, 2010

Political pundits are predicting heated congressional elections this November. Republican supporters are determined to retake both the Senate and the House on the coattails of growing skepticism and discontent among voters with the current administration. If the Republicans succeed in increasing their number of seats, small business owners can expect to see changes in major legislative issues that affect them.

 

Healthcare reform is a central target of Republican law makers. They have pledged to change the plan President Obama implemented.

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How to Start Buying and Trading ETFs

Posted on July 20th, 2010

One downside of investing in exchange traded funds (ETFs) is that commissions can quickly rack up if you’re trading frequently. Several brokerages have addressed this by slashing fees. Here’s how to get set up to start trading, wherever you choose to go.

Fidelity, Vanguard and Charles Schwab all offer free ETF trades with a number of ETFs, as long as you keep your account in-house. For instance, Matt Krantz for USA Today reports that Fidelity offers free trading in many iShares ETFs and Vanguard and Schwab offer free trading in their proprietary ETFs. []<

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iShares Launches 9 International Sector ETFs

Posted on July 17th, 2010

On Friday, iShares launched the exchange traded fund (ETF) industry’s first line of international sector funds that include both emerging and developed market exposure.

The funds exclude exposure to the United States and each has an expense ratio of 0.48%. T

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Does A Credit Card Debt Consolidation Company Hurt Credit In Any Way?

Posted on July 17th, 2010

High credit card debt can be extremely detrimental to your credit rating, and if you are falling behind in your credit card payments also, it can be even worse.

High balances and late payments can contribute to over 50% of your credit score, so if you are so badly in debt that you are considering a debt consolidation loan, chances are you can only improve your rating if you are approved.

Hector Milla Editor of the “Get Rid Of Credit Card Debt” website — http://www.GetRidOfCreditCardDebts.net — pointed out;

“…A qualified credit card debt consolidation loan company will guide you through the process of negotiations to lower the amounts due on your credit cards. Since most Read more…

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How to Convert Customers from Deal-Hunters to Loyal Buyers

Posted on July 16th, 2010

Has your business become hooked on specials, deals, and discounts over the course of the recession? During the past few years, most small businesses have resorted to drastic price cuts to keep customers and clients coming in. Businesses in industries that rely on discretionary income—including restaurants, retailers, and personal services such as hair salons—have been especially hard hit by customers’ obsession with deals.

A recent restaurant industry survey from business strategy firm AlixPartners blamed extreme discounting—which it dubs “the Subway Effect,” after the sandwich chain’s $5 sandwiches—for creating a huge gap between what customers expected to pay pre-recession and what they expect to pay now. The study found

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Debt Consolidation Loan: a Milestone

Posted on July 14th, 2010

Consolidation of single or multiple ends without having finance has now become easier and possible with the introduction of debt consolidation loan. Debts, is an issue that might hit the financial status and deteriorate the condition throwing challenges to surmount it. In such a state, a strong support is necessary to dissolve all the debts in the form of monetary, and that is Debt consolidation loan. Debt consolidation is loaded with tactical policies to crush down the debts in an easy way.

Among numerous, countable debtors are there who are unable to pledge collateral for a loan. And for this reason debt consolidation loan have been classified into secured and unsecured loan.

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