Choosing Your Next Credit Card
Posted on February 16th, 2010
Choosing a Credit Card
Despite the current economic climate and the ongoing credit crunch, there are still plenty of credit cards out there to apply for. Here’s some ideas about how to pick your next credit card.
Interest Rates
Certain perks, such as airline miles or cash-back rewards, are nice, but the interest rate you’ll be charged is perhaps the most important feature of any credit card. Even a small difference in the interest rates means a lot more or potentially less you’ll have to pay with interest if you have a balance.
Let’s look at an example
Say you have a credit card with a $ 2,000 balance and an interest rate of 14%. If you
McDonald’s (MCD) Adds Another Healthy Option
Posted on February 16th, 2010
Two all-beef patties, special sauce, and fresh fruit? In an effort to keep up with those consumers looking for quick but healthy options, McDonald’s (MCD) is planning to offer “Real Fruit Smoothies,” coming to a Golden Arches near you this summer. The drinks will come in three sizes and two flavors – strawberry banana and wild berry.
And who better to help McDonald’s announce these new products than Olympic athletes (the pinnacle of health and well being)? The smoothies debuted at the chain’s three Olympic-village restaurants (where athletes can also carbo-load their favorite items from Micky D’s menus). Read more…
Wells Fargo Loan Modification
Posted on February 15th, 2010
I’ve had a few e-mails come into my inbox lately, and lot of them have to deal with foreclosures, short sales, and other things in the real estate market. While I’m not the biggest expert in real estate, I’ll try my best to help out.
I received this following e-mail from a following reader a few days ago. I will call her “Ann”
Hi,
I have a mortgage with Wells Fargo. We currently owe $250,000, and like a lot of people in America, I lost my job, as well as my husband. He is laid off for the time being, but I don’t expect him to get the job back any time soon.
We’ve been trying to our loan modified, but Wells Fargo just keeps giving us the run around, or we’re on hold for hours on end. Do you know what the steps are to get a modification, or are we looking at foreclosure? Help!
For me personally, I have a Wells Fargo home loan as well, and while I’m not in the market to modify it, I did some research online, and came to the conclusion that there are some things that you can do to get your loan modified.
First, you’re going to find that Wells Fargo is going to look deeply into your budget. They want to know that you need this modification. If you can still afford it, they are still going to make you pay it. Many experts will tell you to miss a payment for 3 months in a row before even applying. Yes, it’s going to hurt your credit score, but this is the only way the banks are going to listen to you in this market.
Keep in mind that you’re dealing with 1000s a day that are in your shoes, and you better believe that these phones are ringing off the hook. What you’ll want to do is head to Wells Fargo’s website, and read their modification guide. What you’re going to find out is that they can help you in many different ways. Be honest on your application, and make sure that you fill it out properly. You will want to follow up about every 3 days to check on the status. You don’t want to be afraid to call!
If anyone else has this type of problem, or maybe a success story, let Ann hear about it!
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It Pays To Learn With The Discover Card
Posted on February 14th, 2010
The Distinguish Bill is content the lineup members a limit of see supplemental perks and rights in the real animate of their widely recognised tagline ‘It Pays to Discover’. The new capableness of rewards includes the Cashback Incentive Honor announcement, the new roster Key 2GO ( SM ), redefined businessperson connections as substantially as promotional offers and sponsorship opportunities . All of these instrument be turned on thru various promoting initiatives which are existence implemented at verbalise .
The Cashback Bonus award is the welfare package in the forefront. As
For Sale By Owner: The Inside Scoop On Selling Your Own Home
Posted on February 14th, 2010
If you?re thinking about selling your home perhaps the ?for sale by owner? signs posted on neighborhood lawns have intrigued you. When you browse the newspaper listings you see ad after ad boasting ?for sale by owner? as an added incentive for buyers and you envy the owners that are confident enough to try it.
There is plenty of money in real estate and who wants to split the profits with an agent? You have to ask yourself the question ?Should I try to sell my own home??
Before you stick the black and orange ?for sale by owner? sign on your front lawn here?s a few questions you need to answer?
?Do I have time to sell my own home??
You guessed it ?
Debt Relief For Your Credit Card Debt – What You Shouldn’t Do and What You Should Do
Posted on February 14th, 2010
Debt relief for your credit cards is one of the top searches on the internet today. It is not just consumers that are running up a lot of debt. Many companies are running up a ton of debt. The government is running out of money too. If the government runs out of money, who is going to bail out the little guy? Fortunately, there is still time right now to get relief for the issues that you are facing. Relief for your debt is just around the corner if you take the right steps.
Here are a few things you should never do and things you should do to get relief for your debt.
Don’t
1. F