People Capital – Fresh Approach to Academic Funding
Posted on January 26th, 2010
Discover a fresh approach to academic funding at People Capital. At People Capital, they are committed to helping credible lenders and borrowers find one another without involving a traditional financial institution.
2010 Bank Failures Continue With Charter Bank and Columbia River Bank
Posted on January 25th, 2010
After a promising and slow start to bank failures this year, banking regulators are back in full swing with another five announced last Friday. The two largest banks to fail were Charter Bank of New Mexico and Columbia River Bank of Washington, both with over $1 billion in assets each.
Closed
Charter Bank, Santa Fe, NM
The Office of Thrift Supervision appointed the FDIC as receiver of Charter Bank on Friday, which entered into an agreement with Charter Bank of Albuquerque to assume all deposits of the failed bank.
Entrepreneur’s Journal: Setting Up a Customer Advisory Board That Gets Results
Posted on January 25th, 2010
Maxine Clark has had a stellar career in retail. She spent 19 years at May Department Store and eventually became the president of Payless Shoe Source. Then in 1997, she started an innovative retail concept, Build-A-Bear Workshop (BBW). The store allows kids to build their own dolls.
While the business has suffered recently because of the recession, Build-A-Bear Workshop is nonetheless a major success story. There are now more than 400 locations across the world.
Know Your Business With Accounting
Posted on January 25th, 2010
All businesses use accounting in their financial system. Using a simple check and balance can do wonders on any business, be it sole proprietorship or a corporation. There are many accounting professionals that you can hire to do the work for you especially when tax season comes. Doing your own accounting for your business can be great. Aside from keeping track of your expenses and savings, you have control over everything in your business. Imagine the time and money you can save by keeping your files and accounts in order. If you aren?t sure about hiring an accountant or if you think it?s unnecessary since you still have a small operation going, you can use simple accounting for your business.
RBC Bank Makes Predictions For Apple Tablet Revenue
Posted on January 25th, 2010
With only a few days until the anticipated announcement of the new Apple tablet, investment banks are making predictions as to how much the new device could influence Apple’s revenue and stock prices. Royal Bank of Canada announced their estimates today, based on a first year sale of 5 million units.
Multiple Scenarios
The prediction, calculated by Mike Abramsky of RBC Capital Markets, looked at a few different ways in which Apple could decide to market the product. The first scenario, which sets the price of the tablet at $600, would most likely sell around 5 million units. T
Bankruptcy Mistakes you can Avoid
Posted on January 24th, 2010
The bankruptcy process is a long process that seems like it’s never going to end, but trust me, it ends sooner, or later. Whether you’re going through the process right now, or maybe you’re about to start it, there are some things that you need to avoid, in order to make everything run smoothly.
- Don’t try to hide anything: Hiding things won’t help you, and if you’re going to try to hide things that are of value to you, they are going to find out about it, sooner or later. It’s always best to be open, and honest here.
- Kiss your money goodbye: If the government, or someone is going to send you money, you’re not going to be able to keep it, so get that out of your head right now. All money owed to you will be gone.
- Don’t hide your money! Let’s say that you give some money to a relative, or hide it under your mattress. You owe these creditors money, so don’t be a deadbeat. How would you like it if I owed you money, and I had it, but didn’t give it to you? Be a good person, and pay up.
- Stop building debt: If you have the mindset that you’re going to declare bankruptcy, and you keep racking up debt, the judge isn’t going to like this, and your chances of filing now are going to be fairly slim. The lesson here is to cut up your credit card.
- Don’t sell real estate: If you’re going to file, just hold onto things. Don’t sell real estate, because it’s going to come around, and bite you in the butt.
These are the most common mistakes. The lesson here is to make sure that you keep everything in tact. Don’t buy more goodies, don’t go out, and purchase more things. It’s important that you just keep money in the bank, and be prepared to pay off your creditors, like you should.
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