Elements of a Year End Financial Review
Posted on December 22nd, 2009
This is a busy time of year for everyone and the last thing on your mind is probably taking the time to complete a financial check up. However, the end of the year is one of the most important times to review your financial activity for the year and make sure you’re ready to get 2010 off to a good start. Many people make a lot of poor financial decisions during the holidays and they have to spend the next several months digging their way out of the hole that they have created for themselves. T
Walgreen achieves impressive growth in Q1
Posted on December 22nd, 2009
Walgreen (WAG), a drugstore chain that competes with CVS Caremark (CVS) and Rite Aid (RAD), issued fiscal Q1 numbers on Monday. The growth rates were impressive.
Total sales were up 9.5%. Net income increased almost 20% to 49 cents per diluted share. Operational cash flow was higher by over three times. According to our earnings preview, analysts were expecting 48 cents per share. Of course, since there were restructuring charges included in the above per-share profit stat (equal to 3 cents per share), the beat is better than it looks.
Top Financial Aid Options for Students in 2010
Posted on December 21st, 2009
If you have set attending college or university as one of your priorities for 2010, finding money for your tuition will be one of the major obstacles you will encounter. As colleges and universities continue to grapple with the reduced government support as a direct result of the financial crisis, universities have had to increase their fees to offset the gap left by budgetary support. This is then translated into more pressure on students who now have to seek out innovative ways of accessing funding to finance their higher education.
Common Mistakes When Using A Credit Card
Posted on December 21st, 2009
Sometimes debit cards can appear like the perfect answer to those who are trying to get free of debt. Anyway, they do not offer the easy temptation of standard credit card offerings, and it’s not possible to spend more money than you own in your account. They’re basically similar an instant-withdrawal-from-your-bank card, or a check card.
Nonetheless, some surveys show that people who have debit cards oftentimes spend more money than individuals who use cash only.
It’s just to comfortable to keep pulling your Visa credit card through the machine every time you want any item, and then, suddenly, realize that you give away too much money and cannot pay your bills in time.
But you are able to avoid it:
Set up automated bill-pay from your bank account to pay all of your bills. If po
Win Up to $1000 with the “Design the Next Discover Card” Facebook Contest
Posted on December 21st, 2009
If you have an eye for design, head over to Discover for a chance to win $1000 with a new credit card design. Discover has developed a Facebook application that works with the Graffiti application to let you create and submit your own credit card design for the new Discover Student Card.
Discover $1000 Contest
The Contest
In order to enter the contest, all you have to do is sign up on the app with your Facebook account and submit a design before January 1st, 2010. Voting will be open to all of the Facebook application users, and will begin the next day, and will last for a week.
Entrepreneur’s Journal: A Good Idea to Give Gifts to Customers?
Posted on December 20th, 2009
In an episode of The Office, Michael Scott wasn’t impressed with his company’s move towards technology. He thought the old-school approaches still worked, such as giving gift baskets away to former customers. Of course, it was a disaster. These customers left because of a lack of technology, as well as high prices.
As with any comedy, there was truth to both sides. Actually, we can get sucked into too much technology. And yes, customer gifts can be a good idea.