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Simple Ways to Save Money

Posted on February 11th, 2010

With the economy in a slip, and the stimulus package finally being set into motion, many people are searching for little ways to save money so that they do not have to feel the heavy hit of the economic down turn. Luckily though, there are several little ways to save money that will help people out with budgeting and saving money.

Save money on beauty and self-care by doing haircuts at home instead of at the salon. A good set of clippers and hair cutting scissors will run about $20, but will pay for itself in no time. If you’re into color and highlights, purchase the color yourself at a beauty store or local discount chain store.

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Hit ‘em High, Hit ‘em Low: Credit Cards for the Rich and the Poor

Posted on February 10th, 2010

Credit cards are far from one size fits all and the big names in lending know it. That’s why they’ve devised each credit card to target a specific demographic and income level. Whether it’s so you can get the most rewards out of the credit card or it’s so the credit card companies can get the most profit from you is debatable. Either way, it’s interesting to see the vast differences between luxury credit cards and plastic for the poor, unemployed and possibly even bankrupt. Check out some of these outliers on either side of the spectrum:

Luxury Credit Cards for Big Wigs and High Rollers

The American Express Centurion (aka the Black AMEX)

Centurion, literally, means an officer in the Roman army. In other

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Bank of America, HSBC and Other Large Banks Could Lose Customers Due to Lack of Trust

Posted on February 9th, 2010

The recession has resulted in a backlash against Wall Street and the financial industry in general, and large banks are feeling the brunt of consumer mistrust. According to a Consumer Advocacy survey, one third or fewer of customers at seven major banks do not believe that their bank has their best interests in mind.

Larger Banks Fare Worst

The survey, conducted by Forrester Research, asked 4,500 banking consumers if they agreed with the phrase, “My financial provider does what’s best for me, not just its own bottom line.” Large banks scored lowest in the survey, and in fact there was an across the board trend which showed that the more customers you have, the lower its consumer advocacy ranking will be. While

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A Rewards Credit Card Can Increase Your Buying Power

Posted on February 9th, 2010

A Rewards Credit Card Can Increase Your Buying Power

Credit cards that offer you a bonus for using them to make your purchases have become increasingly popular. Many people sign up for them but fail to get the most from the program. There are some things you can do to optimize your rewards credit card.

Optimizing your benefit begins with the choice of a rewards card. Before you accept one, you should look at the bonus it is offering. Is this actually something you will use? For example, you might like to accumulate airline miles for a romantic vacation.

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How to get No Credit Student Loan

Posted on February 9th, 2010

A no credit student loan is one in which credit checks are not a requirement for the granting of the student loan. No credit student loans facilitate the millions of students who would not have any established credit rating either because they have never owned a credit card or are sponsored by other individuals. This mechanism also facilitates working professionals with bad credit who have realized that improving their academic status can increases their chances of improving their credit ration though increased salaries after graduation. However, all recipients of these no credit loans must provide a co-signee to attain approval.

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Order Bank Checks

Posted on February 8th, 2010

Placing orders for bank checks with check printers can be a suitable option for procuring checks. Checks are of vital necessity for individuals who are required to make the relevant payments through them. Orders for bank checks, if placed directly with check printers, can be a cost effective proposition.

To place the order for the checks, one must make a selection from bank checks that are displayed in the printer?s website. The individual is then required to click on the design that suits him best.

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